Skip To Main Content
clear

Please be informed that AIG will cease using the SMS sender ID ‘76161’ after 31 October 2024. From 1 November 2024, all SMSes sent by AIG will show ‘AIG’ as the sender ID. For any enquiries or to report suspicious messages, please contact us at 6419 3000 or www.aig.sg/contact-us.

Commercial Crime

Minimising the many business impacts of dishonesty

Why Choose AIG for Commercial Crime Insurance?

Your company faces the threat of fraud every day, not only from trusted employees but also from external, intrusive and unknown third parties. The failure to protect your assets adequately from criminal activities may have serious repercussions. We protect companies because we know that financial loss is not the only impact of commercial crime. Real protection understands that it is also important to help retain disappointed customers, revive a damaged brand and boost employee morale.

The AIG Advantage

Local perspective, global expertise

Our deep Financial Lines expertise runs throughout AIG’s extensive global network. This means we can issue best-class local policy wordings for clients with overseas and multinational exposures and service their claims needs with local claims teams.

Solutions focused

AIG is a world-leading D&O, Cyber, PI and ML insurer and handles thousands of claims every year. Whatever kind of Financial Lines claim clients face, we have probably seen something similar before, so clients and their brokers are in safe, experienced hands when they need us most.

Easy to do business with

Our Financial Lines products are designed for private and public businesses and organisations of all sizes from SMEs to Multinationals in all business sectors.

AIG Commercial Crime Solutions

CrimeProtector offers comprehensive cover in one policy which may be tailored to the requirements of individual companies.

Core Cover

1. Employee crime cover

2. Third Party crime cover to include:

  • Cheque forgery
  • Computer fraud
  • Corporate card fraud
  • Funds transfer fraud
  • Imitation fraud
  • Loss of money, securities or property

Other Features

  • Broad definition of employee to include cover for ex-employees and employees of outsourced functions such as legal services
  • Automatic subsidiary cover available for newly created or acquired subsidiaries during the policy period
  • Broad definition of insured entity to include pension funds and subsidiaries
  • Full retroactive cover available

Additional Benefits

  • Damage, destruction or disappearance of money and securities
  • Damage to property as a result of crime committed within the premises of the insured
  • Contractual and regulatory penalties enforced against the insured which is insurable at law
  • Interest receivable or payable resulting from a loss covered by the policy
  • Fees, costs and expenses including legal fees, investigative specialist fees, reconstitution costs and reputation recovery costs
  • Care, custody and control which the insured is liable for to an individual or organisation in the event of a loss
  • Automatic subsidiary cover for new subsidiaries
  • Bilateral discovery period of 90 days at no additional premium

Related Content

Solutions

Learn More

About Us

Learn More

Contact Us

Learn More