^{Note: 1 Household Contents refer to your interior decorations, fixtures and fittings installed and not provided by HDB or your condominium’s developer. Your furniture, furnishings, clothing and personal effects belonging to you or your Immediate Family or Domestic Worker permanently residing with you are covered. However, cash and currency notes are excluded from cover. 2 Building refers to your residence and fixtures and fittings provided by HDB or your condominium’s developer, based on current standards and specifications as defined by HDB or MCST. The common areas, fixtures and fittings added by you or the previous owner of the building, interior decorations, household furniture and fittings are excluded. The sum insured for building is dependent on the flat type and will vary from S$19,500 per annum for a one-room flat to S$100,000 per annum for an executive apartment. Details are specified in the policy terms and conditions.}